Terms of Service
Effective Date: March 26, 2026
Welcome to Dustin Baldwin Insurance, doing business as Dustin Baldwin Agency (“we,” “our,” or “us”). By accessing or using our website, https://dustinbaldwinagency.com, you agree to the following Terms of Service.
1. Services Provided
We provide insurance-related services including:
- Insurance quotes and comparisons
- Policy servicing and support
- Customer communication via phone, email, and SMS
All insurance products are subject to underwriting approval, policy terms, and availability.
2. No Guarantee of Coverage
Submitting information or requesting a quote does not guarantee coverage.
All policies:
- Are subject to approval by the issuing insurance carrier
- May include exclusions, limitations, and conditions
- May vary based on underwriting criteria
3. SMS Terms and Conditions (10DLC Compliance)
By providing your phone number and opting in, you agree to receive SMS messages from Dustin Baldwin Insurance, which may include:
- Conversational messages
- Appointment reminders
- Insurance-related updates
- Promotional communications (if consent is provided)
Message frequency may vary. Message and data rates may apply.
You can opt out at any time by replying:
- STOP to unsubscribe
- HELP for assistance
For more information, please review our Privacy Policy.
4. User Responsibilities
You agree to:
- Provide accurate and complete information
- Use the website only for lawful purposes
- Not attempt to disrupt or interfere with website functionality
- Not submit false or misleading information
5. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Dustin Baldwin Insurance or its licensors and is protected by applicable intellectual property laws.
You may not copy, reproduce, or distribute content without permission.
6. Third-Party Services and Links
Our website may contain links to third-party websites or services. We are not responsible for:
- Their content
- Their privacy practices
- Their terms of use
7. Disclaimer of Warranties
This website and its content are provided “as is” without warranties of any kind, express or implied.
We do not guarantee:
- Accuracy or completeness of information
- Availability or uninterrupted access
- Suitability of coverage for your specific needs
8. Limitation of Liability
To the fullest extent permitted by law, Dustin Baldwin Insurance shall not be liable for:
- Any indirect, incidental, or consequential damages
- Losses arising from reliance on website information
- Errors or omissions in content
9. Termination
We reserve the right to restrict or terminate access to our website at any time, without notice, for any reason.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Montana, without regard to conflict of law principles.
11. Changes to These Terms
We may update these Terms of Service from time to time. Continued use of the website constitutes acceptance of the updated terms.
12. Contact Information
Dustin Baldwin Insurance (dba Dustin Baldwin Agency)
3215 Brooks St Ste B
Missoula, MT 59801
Phone: (406) 541-9119