Coverage Beyond the Basics
Every household and business is unique, and sometimes the standard policies aren’t enough. At Dustin Baldwin Insurance Agency, we offer a range of additional coverage options designed to fit specific situations.
Coverage Options for Homeowners and Renters
Here are some of the protections we can review with you:
Condo Insurance
Protects your unit, belongings, and liability — tailored for shared buildings and HOA requirements.
Landlord Insurance
- For property owners renting out homes or apartments. Covers the structure, liability, and potential lost rental income due to covered losses.
Flood Insurance
- Separate coverage that can help protect against flood-related damage, which isn’t typically included in standard homeowners policies.
Personal Umbrella Insurance
- Extra liability protection that extends beyond the limits of your home, auto, or recreation policies — valuable for families and individuals with higher-value assets.
Business-Related Coverage
If you own or manage a business, we can also explore:
Commercial Auto and Property
- Coverage for vehicles, buildings, and equipment essential to running your business.
Workers’ Compensation
- Helps cover costs associated with employee injuries or illnesses that occur on the job.
General Liability
- Protection against third-party claims of injury or property damage that could impact your operations.
Additional Protection Options
Beyond the basics, we also provide access to coverage designed for everyday life:
Electronic Device Protection
- Options to help with repair or replacement costs if your phone, laptop, or tablet is damaged, lost, or stolen.
Medicare Coverage Options
- For those approaching or already in retirement, supplemental coverage may help manage healthcare expenses and provide added peace of mind.
Insurance the Way it Should Be. Personal.
Why Work With Us?
Insurance isn’t just about checking a box, it’s about making sure your protection reflects your lifestyle, your property, and your goals. If you’re unsure which policies apply to your situation, we’ll walk through the options together and explain how each choice could work for you.
We learn about your goals and what you want to protect.
We take care of the details, helping you calculate coverage needs.
We explain your options clearly, so you can feel confident about your choices.
We stay with you, adjusting your plan as your family and finances evolve.
Start Your Personalized Coverage Plan
Getting personalized insurance shouldn’t feel complicated. Here’s how we make it simple:
Request a Quote
Tell us what you need to protect: your home, vehicles, business, property, loved ones.
Careful Review & Tailored Options
We’ll dig into the details, consider your specific risks, and find the right mix of coverage for your needs. Then we’ll present clear options side by side, so you can choose what feels right for you.
Get Covered & Stay Supported
Once you choose your plan, we’ll set everything up and be here to review and adjust as your needs change.